Workers Compensation Insurance
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Looking for workers compensation insurance for your New York or Georgia business?
Workers compensation insurance is not a nice "extra" that you can add on to your business insurance policy. If you own and operate a business in New York or Georgia, workers compensation insurance is required by law. Your employees are allowed to opt-out of the coverage, but you are still required to offer it. If you don't and you are found guilty, you can face fines and prison time.
Why is workers compensation insurance required by law? Because it affords your employees a layer of protection that they deserve. Your staff works hard for you and your business and it is only right to show them that you care about their well-being.
Workers compensation insurance that you purchase in NY or GA will cover your employees if they are injured on the job; this includes medical expenses, permanent disability, and a portion of their salary. If one of your employees dies on the job, their family will receive benefits. And while the workers comp protects your employees, it also protects you from costly lawsuits that could cripple your business. When an employee accepts your workers compensation insurance, they are giving up their right to sue you for negligence.
Workers compensation is one of the most common types of insurance you will purchase for your business. Rates can be quite affordable and when you work with an insurance specialist at Keats Agency, you will be able to understand your options and make an informed decision about the amount of coverage your business is going to require. Follow the law and protect your employees with New York and Georgia workers compensation insurance. Call Keats Agency today at 888.804.5744 or fill out our simple online contact form to get your free quote.