New York Auto Repair Shop Insurance Coverage and Smoke Detectors
5/8/2012 12:00:00 AM
One of the most dreaded telephone calls that a business owner may receive is that their business property was damaged or destroyed by fire. The good news is that smoke detectors can signal an early alert to prevent extensive damage to your auto repair shop. A good smoke alarm system combined with a well constructed auto repair shop insurance policy will help protect your business assets.
There were more than 1.3 million fires resulting in direct losses of over $10 billion in 2009, per the National Fire Protection Association (NFPA). But the ultimate tragedy is that approximately 14,500 American civilians were injured and 2,600 killed by fire in that same year — many in fires that were preventable. Catching a fire in its early stages can mean the difference between life and death. One effective method of early fire detection is the use of smoke alarms to provide detection and notification. Monitored smoke alarms mitigate the potential for property damage and most importantly reduce the potential for injuries or fatalities.
A smoke detector or alarm is only one part of a good fire protection system. Work with your fire department, fire protection system contractor, and your insurance agent to evaluate your auto repair shop overall fire protection needs. At Keats Agency, we provide liability and business insurance solutions for auto repair shops just like yours.. Contact Keats Agency (888.804.5744) today for an analysis of your needs. We can help you understand which policies you need – and combine them into a comprehensive, affordable policy.