Don’t forget to insure your home sweet home.
Buying a home in New York, including Long Island and the Hudson Valley, or Georgia is not easy…and it’s definitely not cheap. So why would you spend all that time and money and then not protect your investment? If it just seems like another hurdle to becoming a proud homeowner, think again. At The Keats Agency we are here to make your home insurance purchase as easy as possible because we know exactly how you feel – we are New York and Georgia homeowners, too!
Your most basic kind of home insurance is going to cover a few important things:
- Liability – this will cover you from any potential lawsuits that may stem from someone being injured on your property.
- The physical structure of your home.
- Living expenses if an incident forces you out of your house.
- Personal possessions – this will cover you up to a certain amount. If you own any expensive jewelry, you may want to take out a separate jewelry insurance policy to make sure it’s fully covered.
Something important to keep in mind is that homeowners insurance in both New York and Georgia does not include flood insurance. This is something that some people don’t realize until after their house has already flooded, so if you live in a location that has even the slightest chance of being affected by rising waters, you may want to consider flood coverage. If you live in a coastal property, ask us about our options for coastal home insurance.
Whether you own a home now or you are thinking about purchasing one in the near future, contact The Keats Agency today for a free quote. We want to get to know you on a personal level so that the coverage we recommend fits every part of your life perfectly. You can call us at 888.804.5744 or fill out our easy online contact form and we will be in touch with you shortly.