Get Home Insurance for Your New Florida, NY House
Home insurance may not be the most exciting thing about buying a home, but it is necessary. For any homebuyer financing or using loans, homeowners insurance is an important part of the process. Without it, you are liable for rebuilding or repairing your home in case of a fire, flood or other disaster. Home insurance can also help in cases of theft and replacing stolen or damaged personal items. The most advanced plans can cover court fees and even food and shelter if you need to relocate because of home damage. Keats Insurance Agencies cover homes across the Florida, NY area with basic and additional coverage for a range of price points. Buying a home is a huge decision, so it’s important to protect such a large investment. Homeowners insurance can be a real life saver in the event of an accident, fire or storm.
From basic liability coverage to larger policies, homeowners insurance can vary in the coverage for the structure and your personal property in your home. Meet with a qualified insurance agent from Keats Insurance Agencies today and find out what type of home insurance best fits your needs.
Basic vs. Extra Coverage
Simple homeowners insurance typically takes care of the money it will cost to restore compromised property, as well as the replacement costs if your home is damaged. It also covers your belongings, but the items inside your house are only covered for up to 40 percent of the home’s insured value. Extra coverage will defend you against earthquakes and floods, as well as dealing with the loss of individual property like jewelry, computers and cameras.
Call Keats Insurance Agency Today for a Free Quote
Get a quote from Keats Insurance Agency today to find out just how thorough and affordable our coverage can be. We serve all of Florida, NY and the surrounding area with quality coverage. Talk to any of our certified agents to learn more about the best home insurance available.